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Major sinkhole opens up family loses their home.  

bitchkitty2017 71F
2245 posts
4/21/2019 4:14 pm
Major sinkhole opens up family loses their home.

A Falmouth family from Nova Scotia was awakened by a roar on the night of September 3rd 2017 .The family home was totally at the mercy of a hugh sinkhole which opened up under the attached garage and part of the house..Now they have a fight on their hands because their insurance will not cover the house which had to be demolished because of the structure damage.
They are in the throws of taking their insurance company to court and these people have the whole community and a great part of Nova Scotian's behind them, understandably so! The incident was not reported to the media because the family was hoping that the insurance company would be willing to settle out of court, but the insurance company looked and found the loop holes working very hard finally finding a way to wiggle out. .A spokes person said that because the movement of the earth beneath the house, only covered such things as landslides, snow slides and earthquakes,, which provided the company with the out which was an exception in their insurance policy. Movement of the Earth beneath the house? What if anything was movement but a sinkhole.?
The house and property had a total worth of $531,000.00 and the company evaluated it at 1200.00, the house was demolished in January of 2018..
When the incident took place the local Police was contacted and a report was made , the Police also told the family to get any personal belongings just in case the sinkhole opened further, they also helped the family find accommodations ..The Strickleys said that they had taken maximum insurance out when they moved into the home...Now all they think is lost..they lived like nomads for 10 months until July when the private school where they worked offered them a house that was on the property to live in...
When the insurance company came in to assess the damage they also moved the Strickleys furniture for them and the Strickleys have had to put the items in several storage units at cost to them.,and they are still paying the mortgage at the bank where they got the loan to buy the house...They say they cant buy another house because their credit rating is now non existent , and it will still be a 5 year stint to finish paying a house off that's not there any more..
I think insurance companies have always found a magic loop hole in any policy that someone has no matter what is insured, I have never faced that and do not ever want to face that but if my back is to the wall I would definitely stand and fight...my opinion ...




bitchkitty2017 71F

4/21/2019 4:16 pm

More insurance companies have to stop the " wiggle out " clauses of their policies and stand behind the families who are paying hugh insurance payments just to keep afloat.


bitchkitty2017 71F

4/21/2019 5:52 pm

    Quoting  :

I do know that and here its referred to as that but its also been named wiggle out..I had my insurance adjustor tell me that in a chat we both joked about thanks for your input..


scoupe42 60M

4/23/2019 9:22 pm

They do find loop holes, that not right!


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